U.S. Bank Triple Cash Rewards Visa® Business Card

Earn $500 in cash back.1

Introducing the U.S. Bank Triple Cash Rewards Visa® Business Card, the card that gives back on all your eligible business needs.

Apply now for the U.S. Bank Triple Cash Rewards Visa Business credit card.
Apply now for the U.S. Bank Triple Cash Rewards Visa Business credit card.

Enjoy these great rewards benefits with your cash rewards business credit card.

3% cash back

Earn 3% cash back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants. Plus, earn 1% cash back on all other eligible purchases, and there is no expiration or limit on the total rewards you can earn.2

$100 software credit

Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.3

Prepaid Travel

Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.4

Limited time offer

Earn $500 in cash back. Just spend $4,500 on the Account Owner's card in the first 150 days of opening your account.1

0% Intro APR

Your 0% APR see full Cash Rewards terms and conditions* introductory rate applies to purchases and balance transfers. After 15 billing cycles, it adjusts to a variable APR, currently ranging from 15.49% to 24.49%, see full Cash Rewards terms and conditions.

No annual fee

Enjoy a no annual fee, see full Cash Rewards terms and conditions, card for you and your employees.

Compare business credit cards.

Use the comparison chart below to compare our cash rewards business credit card to the other cards you've chosen. Choose from the drop down to compare a new card.

U.S. Bank

Triple Cash Rewards Visa® Business Card

 Business Advantage Customized Cash Rewards Mastercard Spark Cash Select Credit Card
Up to 3% cash back Up to 3% cash back Under 3% cash back
cash back rewards on all other eligible purchases cash back rewards on all other eligible purchases cash back rewards on all other eligible purchases
$100 annual statement credit for software service purchases³ no $100 annual statement credit for software service purchases no $100 annual statement credit for software service purchases
Standard purchase APR of 15.49% to 24.49% Standard purchase APR of 12.99% to 22.99% Standard purchase APR of 13.49%, 16.49% or 19.49%
Introductory 0% purchase rate for 15 months No introductory purchase rate No introductory purchase rate
Introductory balance transfer rate No introductory balance transfer rate No introductory balance transfer rate
No annual fee No annual fee No annual fee

Accurate as of June 27, 2022 for the features shown here. Competitor cards may have other features, terms, and conditions not reflected in this chart. See issuers' websites for further details.

Rewards Calculator

See how fast your cash back adds up.
Enter your estimated monthly spending below.

3% cash back
Enter what you spend monthly on gas and EV charging station, office supply store, cell phone service providers and restaurant purchases.
1% cash back
Enter what you spend monthly on all other business expenses.
Calculate
Your potential cash back earning:Yearly cash back of 408 dollars, plus a 100 dollar annual software credit(3), plus an introductory bonus of 500 dollars* equals first-year cash back of 1,008 dollars. *Earn $500 after you spend $4,500 in the first 150 days.
Note: this calculator is for illustrative purposes

Additional benefits to help you manage your business.

Pay With Your Phone

You can add your business card onto your phone and make secure, quick and convenient contactless purchases with Apple Pay, Google Pay or Samsung Pay.

Frequently asked questions

There is no limit on the total amount of cash back cardmembers can earn.
Cash back does not expire, but you will lose all cash back earned if your account is closed for any reason.
Cardmembers can conveniently redeem their cash back by logging into their online account. Cash back can be redeemd in the form of a statement credit or deposit to a U.S. Bank checking, savings or money market account. U.S. Bank reward cards are also available.
There is no annual fee and employee credit cards are free.
Yes. Your U.S. Bank Triple Cash Rewards Visa® Business Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash rewards while shopping online at over 1,100 stores using your U.S. Bank Card. Earn everyday cash rewards on your credit card and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.
Log in at usbank.com. Click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on your U.S. Bank Triple Cash Rewards Visa® Business Card, you will be able to earn more cash rewards by shopping online.
Yes. Your U.S. Bank Triple Cash Rewards Visa® Business Card is eligible Real Time Rewards - a redemption method that enables you to instantly turn your business purchases into rewards. Your mobile device can be used to immediately redeem cash rewards earned on your U.S. Bank card in the form of a credit to your monthly billing statement.

Once enrolled, redemption is quick and easy. Make a purchase on your Triple Cash Rewards card, and you will receive a text with the option to redeem cash rewards toward that purchase. Reply ‘REDEEM’ to complete the redemption.

You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem. Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.
If your business card account is eligible for an ExtendPay Plan, you’ll receive an email notification, or you’ll see ExtendPay Plan options in your account online. Only your company’s Authorized Officers (AO) can enroll in an ExtendPay Plan. If your company’s card program is set up with central billing, ExtendPay-eligible transactions can be selected by the AO when viewing the central billing account (which includes transactions made on employee cards). For companies with individual billing, the AO can only select transactions they made on their own card account.

Interested in other options?

We offer a wide range of products to suit your business needs. Whatever your business goals, we can help you achieve them.

U.S. Bank Triple Cash Rewards Visa® Business Card