U.S. Bank Triple Cash Rewards Visa® Business Card
Earn $500 in cash back.1
Introducing the U.S. Bank Triple Cash Rewards Visa® Business Card, the card that gives back on all your eligible business needs.
Enjoy these great rewards benefits with your cash rewards business credit card.
3% cash back
Earn 3% cash back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants. Plus, earn 1% cash back on all other eligible purchases, and there is no expiration or limit on the total rewards you can earn.2
$100 software credit
Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.3
Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.4
Limited time offer
Earn $500 in cash back. Just spend $4,500 on the Account Owner's card in the first 150 days of opening your account.1
Your 0% Intro APR see full Cash Rewards terms and conditions* introductory rate applies to purchases and balance transfers. After 15 billing cycles, it adjusts to a variable APR, currently ranging from 16.99% to 25.99%, see full Cash Rewards terms and conditions.
Enjoy a no annual fee, see full Cash Rewards terms and conditions, card for you and your employees.
Awards and Accolades for Triple Cash
Best-Of Awards winner for Best Gas Rewards Credit Card
Forbes Advisor 2022
Best-Of Awards winner for Best Business Cash Back Card For Gas
Forbes Advisor 2022
Best-Of Awards winner for Best Cash Back Business Credit Cards
Compare business credit cards.
Use the comparison chart below to compare our cash rewards business credit card to the other cards you've chosen. Choose from the drop down to compare a new card.
Triple Cash Rewards Visa® Business Card
|Business Advantage Customized Cash Rewards Mastercard||Spark Cash Select Credit Card|
Up to 3% cash back on select categories
|Up to 3% cash back||Up to 3% cash back||Under 3% cash back|
Cash back rewards on all other eligible purchases
|cash back rewards on all other eligible purchases||cash back rewards on all other eligible purchases||cash back rewards on all other eligible purchases|
$100 annual statement credit for software service purchases³
|$100 annual statement credit for software service purchases³||no $100 annual statement credit for software service purchases||no $100 annual statement credit for software service purchases|
Standard purchase APR
|Standard purchase APR of Prime Rate + 10.74% to Prime Rate + 19.74%||Standard purchase APR of Prime Rate + 8.99% to Prime Rate + 18.99%||Standard purchase APR of Prime Rate + 9.24%, Prime Rate + 12.24% or Prime Rate + 15.24%|
Introductory 0% purchase rate for 15 months
|Introductory 0% purchase rate for 15 months||No introductory purchase rate||No introductory purchase rate|
Introductory balance transfer rate
|Introductory balance transfer rate||No introductory balance transfer rate||No introductory balance transfer rate|
No annual fee
|No annual fee||No annual fee||No annual fee|
Accurate as of August 23, 2022 for the features shown here. Competitor cards may have other features, terms, and conditions not reflected in this chart. See issuers' websites for further details. The Prime Rate is published in The Wall Street Journal. As of 8/23, the prime rate is 5.50%.
See how fast your cash back adds up.
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Additional benefits to help you manage your business.
24/7 dedicated service
Pay over time
Pay With Your Phone
You can add your business card onto your phone and make secure, quick and convenient contactless purchases with Apple Pay, Google Pay or Samsung Pay.
Here when you need us
Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.
Pay over time
Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest*, just a small monthly fee.
Track your business spending
Free online tool that provides instant access to reporting that is designed to give you a clearer picture of your business cash back credit card spending.
Redeem rewards instantly
With Real-Time Rewards, shop nearly anywhere and redeem rewards instantly.
Frequently asked questions
Once enrolled, redemption is quick and easy. Make a purchase on your Triple Cash Rewards card, and you will receive a text with the option to redeem cash rewards toward that purchase. Reply ‘REDEEM’ to complete the redemption.
You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem. Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.
ExtendPay Plan eligibility may change based on your credit card account activity.