U.S. Bank Business Leverage Visa Card^®

Earn 75,000 bonus points worth $750 cash back.

Just spend $7,500 within the first 4 months of account opening.

Apply now for the U.S. Bank Business Leverage Visa Card credit card.

Get a decision in as
little as 60 seconds.

More rewards.

From construction materials to commercial supplies, earn bonus points in categories your company actually uses. ¹^,²

Less Rules

No need to choose bonus categories for your business — they automatically adjust each month based on your spending. ¹^,²

No Point Limits

There are no caps or limits on the total points your business can earn.²

Apply now for the Leverage Visa card.

Earn 2X points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month – automatically. ¹^,²

Earn 1X point per dollar spent on all other eligible net purchases. ¹^,²

75,000 Bonus Points Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner’s Card within the first four months of account opening. ³

Flexible redemption — Redeem points for your choice of cash back, travel, gift cards and merchandise. ²

Two ways to earn points — with Encore Relationship Rewards, you earn points for taking credit card payments as well as making purchases.

No annual fee for the first year of your business rewards credit card, $95 thereafter. Plus, free employee cards.

View terms and conditions

Your business spending categories are our spending categories.

From auto rentals to advertising firms to construction materials and commercial supplies — earn points in categories your company actually uses.

See the full list of reward categories

Start earning
more today.

Apply now for the Leverage Visa card.

By business owners.
For business owners.

To launch our new small business rewards credit card, we chose to collaborate with small businesses every step of the way.

Hear how business owners can benefit from the new Leverage Card.

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U.S. Bank offers businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a business banker.

U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

"World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third-party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

Offer only available online.

¹ Some exclusions apply. Please visit usbank.com/leveragecategories to see the full list of eligible merchant categories.
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² Please see Cardmember Agreement that comes with your Card for more details. The Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits or returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. You may not redeem Points, and you will immediately lose all of your Points, if your account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Points may be redeemed for cash back in the form of a statement credit or deposit to a U.S. Bank checking or savings account only. Points expire five years from the end of the quarter in which they are earned.
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³ One-time 75,000 bonus points will be awarded if you are approved for a new Leverage Business Rewards Card and eligible Net Purchases totaling $7,500 or more are made to the Account Owner's Card within four months from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Leverage accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Leverage Business Rewards card is subject to terms and conditions of the Leverage Business Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.
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U.S. Bank Business Leverage Visa Card®