U.S. Bank Business Leverage® Visa Signature® Card

Is your business credit card earning the most rewards?

Earn 2% cash back in the top two categories where you spend the most each month automatically and 1% cash back per dollar spent on all other eligible purchases.1

No annual fee View U.S. Bank Business Leverage Visa Card credit card terms and conditions. for the first year and $95 View U.S. Bank Business Leverage Visa Card credit card terms and conditions. thereafter.

2% back

Earn 2% back in the top two categories where you spend the most each month automatically.1

No Rewards limits

No caps or limits on the total rewards your business can earn. Top Two bonus categories adjust automatically each month based on your spending.1

PrePaid Travel

Earn 5% back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.2

Earn even more with the Leverage Visa® business credit card

Pay over time

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.

Employee card controls

Set up customizable spending rules for your employees, giving you control of where, when and how their cards are used with Visa Spend Clarity.

Spend tracking

Get a clear picture of your total card spend with Spend Analysis, an online reporting tool exclusive to U.S. Bank customers.

$750 bonus offer

Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners card within the first 120 days of opening your account.3

Start earning
more today.

Get started:Apply now for the Leverage Visa card.

U.S. Bank Business Leverage® Visa Signature® Card

Frequently asked questions

Cardmembers earn 2% cash back on their top two highest spend categories each month - automatically. Whether it's construction supplies, medical equipment, Shipping, Advertising or other items, you'll earn the most for what you use your credit card the most for. Plus, you'll earn 1% cash back on all other eligible purchases.
Redeeming reward points is quick and convenient through the U.S. Bank online Rewards Center.
There is no limit to the total points you can earn.
Yes. Your U.S. Bank Leverage® Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional points while shopping online at over 1,100 stores using your U. S. Bank credit card.
Log in at usbank.com. Click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall with your U.S. Bank Business Leverage® Visa Signature® Card, you will be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Rewards Center Earn Mall.
Yes. Your U.S. Bank Business Leverage® Visa Signature® Credit Card is eligible for Real Time Rewards - a redemption method that enables you to instantly turn your purchases into rewards. Your mobile device can be used to immediately redeem points earned on your U.S. Bank Business Leverage card in the form of a credit to your monthly billing statement.
Once enrolled, redemption is quick and easy. Make a credit card purchase, and you will receive a text with the option to redeem points toward that purchase. Reply ‘REDEEM’ to complete the redemption.

You must have enough points to cover the entire purchase in order to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.
U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.
If your business card account is eligible for an ExtendPay Plan, you’ll receive an email notification, or you’ll see ExtendPay Plan options in your account online. Only your company’s Authorized Officers (AO) can enroll in an ExtendPay Plan. If your company’s card program is set up with central billing, ExtendPay-eligible transactions can be selected by the AO when viewing the central billing account (which includes transactions made on employee cards). For companies with individual billing, the AO can only select transactions they made on their own card account.