U.S. Bank Business Platinum Card

Enjoy a low intro APR1
until 2024.

0% Intro APR1 on purchases and balance transfers for 20 billing cycles. After that, a variable APR, currently 12.74% to 21.74%.

Enjoy these great rewards benefits with your cash rewards business credit card.

No Annual Fee

Enjoy a no annual fee card for you and your employees.

Dedicated Service

Our 100% domestic servicing center provides 24/7 dedicated service. We are here when you need us most.

Visa Spend Clarity

Track spending and manage your expenses more efficiently with this powerful tool.

View Terms and Conditions

Client Testimonials

What our customers are saying

Excellent card of business

I've used this Card for quite awhile and I've never had a problem with it. As a business card it is my favorite. Keep up the great work U.S. Bank!

— Number 1, New Mexico

Love my U.S. Bank business card

I have had my US Bank business card for more years than I can remember. It has good interest rates compared to other commercial cards. It is the best commercial credit card I own.

— Terrie, Placerville, CA

Easy to use

My credit card is very rewarding and very easy to use.

— Akku, Saint Louis, MO

Balance Transfer Calculator

See how much you could save with a 0% APR for 20 billing cycles.*

Enter your estimated balance transfer amount and current APR:

Your potential savings: Savings during introductory period of 757 dollars minus balance transfer cost of 150 dollars equals a total net savings of 607 dollars.
*This calculator assumes the greater of 1% or $10 minimum for the monthly payment amount and is used for illustrative purposes only.

Additional benefits to help you manage your business.

Pay With Your Phone

You can add your business card onto your phone and make secure, quick and convenient purchases with Apple Pay, Google Pay or Samsung Pay.

Interested in other options?

We offer a wide range of products to suit your business needs. Whatever your business goals, we can help you achieve them.

U.S. Bank Business Platinum Visa® Card

Frequently asked questions

The U.S. Bank Business Platinum card typically offers our best and longest introductory APR offer on purchases and balance transfers.
There is no annual fee on the U.S. Bank Business Platinum card, and no fee for additional employee credit cards.
U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay. ExtendPay Plan eligibility may change based on your credit card account activity.
If your business card account is eligible for an ExtendPay Plan, you’ll receive an email notification, or you’ll see ExtendPay Plan options in your account online. Only your company’s Authorized Officers (AO) can enroll in an ExtendPay Plan. If your company’s card program is set up with central billing, ExtendPay-eligible transactions can be selected by the AO when viewing the central billing account (which includes transactions made on employee cards). For companies with individual billing, the AO can only select transactions they made on their own card account.