U.S. Bank Business

Platinum Card

Apply Now for the U.S. Bank Business Platinum Visa credit card.

Enjoy these great rewards with your Card.

0% Intro APR

Cover your business needs with 0% Intro APR¹ on purchases and balance transfers for the first twenty billing cycles, and after that a variable APR, currently 12.24% to 20.24%.

No Annual Fee

Business benefits and support, all for no annual fee and free employee cards.

Dedicated Service

24/7 dedicated service, provided by business specialists, when you need it.

View Terms and Conditions

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World's Most Ethical Companies Award
World's Most Ethical Companies Award	Yes. The only U.S. bank awarded four years in a row	No	No
Purchase Intro APR
Purchase Intro APR	0% for 20 billing cycles	0% for 7 months	0% for 7 months
Balance Transfer Intro APR
Balance Transfer Intro APR	0% for 20 billing cycles	No introductory rate	No introductory rate
APR
APR	12.24% to 20.24%	11.49% to 22.49%	11.49% to 22.49%
Balance Transfer Fee
Balance Transfer Fee	3% of transaction amount or $5 minimum	4% of transaction amount or $10 minimum	4% of transaction amount or $10 minimum
Accurate as of 12/2018 for the features shown here. Visit our Credit Card Comparison for more options.	Apply Now for the Platinum Visa card.
Accurate as of 12/2018 for the features shown here. Visit our Credit Card Comparison for more options.

Additional features to help you manage your business.

Security

Keep your business
purchases secure

Help protect your business from unauthorized purchases with:

Zero fraud liability²
Chip technology
24/7 fraud monitoring

24/7 Dedicated Service

Here when you need us

Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.

Card Controls

Spending Controls
and Efficiency

Customize your employees' credit cards to control where, when and how your employees use them.

Set controls by time, place, and dollar amount
Customize payment due dates
Set up account alerts and interest-saving tools³

Online reporting

Track your spending

Free online tool that provides instant access to reporting that is designed to give you a clearer picture of your credit card spending.

Accept payments

Accept all payment types

Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay^™ and PayPal^™.

Mobile payments

Pay with your phone

Load your business card into your mobile device to pay securely in stores, apps and online.

Site Map

Locations | usbank.com | Customer Service | Privacy Pledge

U.S. Bank offers businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a business banker.

U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

"World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third-party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

¹ The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances or advances as defined in the Cardmember Agreement. Balance transfer fees will apply. The rate will end early and increase to the APR for purchases and balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
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² U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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³ For text messages, standard messaging charges apply through your mobile carrier. Check with your carrier for specific fees and charges.
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