U.S. Bank Business Platinum Card
0% Introductory APR for 20 billing cycles
on purchases and balance transfers
Get a decision in as
little as 60 seconds.
Enjoy these great rewards with your 0% introductory APR business credit card.
0% Intro APR
No Annual Fee
Business benefits and support, all for no annual fee and free employee cards.
24/7 dedicated service, provided by business specialists, when you need it.
Compare Business Credit Cards
|World's Most Ethical Companies Award|
|Yes. U.S. Bank is The only bank in the U.S. awarded six years in a row||No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019.|
|Purchase Intro APR|
|With the U.S. Bank Business Platinum Card your purchase intro APR will be 0% for 20 billing cycles||With the Bank of America Business Visa card your purchase intro APR will be 0% for 7 months|
|Balance Transfer Intro APR|
|With the U.S. Bank Business Platinum Card your balance transfer intro APR will be 0% for 20 billing cycles||With the Bank of America Business Visa card there is No introductory rate|
With the U.S. Bank Business Platinum Card your APR will be 9.99% to 17.99%
With the Bank of America Business Visa card your APR will be 11.74%-22.74%
|Balance Transfer Fee|
|With the U.S. Bank Business Platinum Card your balance transfer fee will be 3% of transaction amount or $5 minimum||With the Bank of America Business Visa your balance transfer fee will be 4% of transaction amount or $10 minimum|
Accurate as of 3/2020 for the features shown here. Visit our Credit Card Comparison for more options.
Additional features to help you manage your business.
Keep your business
Help protect your business from unauthorized purchases with:
- Zero fraud liability2
- Chip technology
- 24/7 fraud monitoring
24/7 Dedicated Service
Here when you need us
Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.
Spending Controls and Efficiency
Customize your employees’ business credit cards to control where, when and how your employees use them.
- Set controls by time, place, and dollar amount
- Customize payment due dates
- Set up account alerts and interest-saving tools3
Track your spending
Free online tool that provides instant access to reporting that is designed to give you a clearer picture of your business credit card spending.
Accept all payment types
Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay™ and PayPal™.
Pay With Your Phone
Load your business card into your mobile device to pay securely in stores, apps and online.