U.S. Bank Business Platinum Card

0% Introductory APR for 20 billing cycles

on purchases and balance transfers

Apply now for the U.S. Bank Platinum Visa Business Card.

Get a decision in as
little as 60 seconds.

Enjoy these great rewards with your 0% introductory APR business credit card.

0% Intro APR

Cover your business needs with 0% Intro APR¹ on purchases and balance transfers for the first 20 billing cycles, and after that a variable APR, currently 9.99% to 17.99%.

No Annual Fee

Business benefits and support, all for no annual fee and free employee cards.

Dedicated Service

24/7 dedicated service, provided by business specialists, when you need it.

View Terms and Conditions

Compare Business Credit Cards

World's Most Ethical Companies Award
Yes. U.S. Bank is The only bank in the U.S. awarded six years in a row	No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019.
Purchase Intro APR
With the U.S. Bank Business Platinum Card your purchase intro APR will be 0% for 20 billing cycles	With the Bank of America Business Visa card your purchase intro APR will be 0% for 7 months
Balance Transfer Intro APR
With the U.S. Bank Business Platinum Card your balance transfer intro APR will be 0% for 20 billing cycles	With the Bank of America Business Visa card there is No introductory rate
APR
With the U.S. Bank Business Platinum Card your APR will be 9.99% to 17.99%	With the Bank of America Business Visa card your APR will be 11.74%-22.74%
Balance Transfer Fee
With the U.S. Bank Business Platinum Card your balance transfer fee will be 3% of transaction amount or $5 minimum	With the Bank of America Business Visa your balance transfer fee will be 4% of transaction amount or $10 minimum
Apply Now for the U.S. Bank Business Platinum credit card.

Accurate as of 3/2020 for the features shown here. Visit our Credit Card Comparison for more options.

Additional features to help you manage your business.

Security

Keep your business
purchases secure

Help protect your business from unauthorized purchases with:

Zero fraud liability²
Chip technology
24/7 fraud monitoring

24/7 Dedicated Service

Here when you need us

Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.

Card Controls

Spending Controls and Efficiency

Customize your employees’ business credit cards to control where, when and how your employees use them.

Set controls by time, place, and dollar amount
Customize payment due dates
Set up account alerts and interest-saving tools³

Online reporting

Track your spending

Free online tool that provides instant access to reporting that is designed to give you a clearer picture of your business credit card spending.

Accept payments

Accept all payment types

Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay^™ and PayPal^™.

Mobile Payments

Pay With Your Phone

Load your business card into your mobile device to pay securely in stores, apps and online.

¹ The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances or advances as defined in the Cardmember Agreement. Balance transfer fees will apply. The rate will end early and increase to the APR for purchases and balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
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² U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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³ For text messages, standard messaging charges apply through your mobile carrier. Check with your carrier for specific fees and charges.
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