Enjoy these great rewards with your Card.

0% Intro APR

Cover your business needs with 0% Intro APR1 on purchases and balance transfers for the first 12 billing cycles, and after that a variable APR, currently 12.24% to 20.24%.

No Annual Fee

Business benefits and support, all for no annual fee and free employee cards.

Dedicated Service

24/7 dedicated service, provided by business specialists, when you need it.

View Terms and Conditions

Compare Business Credit Cards

U.S. Bank Business Platinum CardBank of America Business MastercardBank of America Business Visa Card
World's Most Ethical Companies Award
Yes. U.S. Bank is The only bank in the U.S. awarded five years in a row No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019. No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019.
Purchase Intro APR
With the U.S. Bank Business Platinum Card your purchase intro APR will be 0% for 12 billing cycles With the Bank of America Business Mastercard your purchase intro APR will be 0% for 7 months With the Bank of America Business Visa card your purchase intro APR will be 0% for 7 months
Balance Transfer Intro APR
With the U.S. Bank Business Platinum Card your balance transfer intro APR will be 0% for 12 billing cycles With the Bank of America Business Mastercard there is No introductory rate With the Bank of America Business Visa card there is No introductory rate
APR

With the U.S. Bank Business Platinum Card your APR will be 12.24% to 20.24%

With the Bank of America Business Mastercard your APR will be 11.49% to 22.49%

With the Bank of America Business Visa card your APR will be 11.49% to 22.49%

Balance Transfer Fee
With the U.S. Bank Business Platinum Card your balance transfer fee will be 3% of transaction amount or $5 minimum With the Bank of America Business Mastercard your balance transfer fee will be 4% of transaction amount or $10 minimum With the Bank of America Business Visa your balance transfer fee will be 4% of transaction amount or $10 minimum

Accurate as of 12/2018 for the features shown here. Visit our Credit Card Comparison for more options.

Additional features to help you manage your business.

Security

Keep your business
purchases secure

Help protect your business from unauthorized purchases with:

  • Zero fraud liability2
  • Chip technology
  • 24/7 fraud monitoring

24/7 Dedicated Service

Here when you need us

Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.

Card Controls

Spending Controls and Efficiency

Customize your employees’ business credit cards to control where, when and how your employees use them.

  • Set controls by time, place, and dollar amount
  • Customize payment due dates
  • Set up account alerts and interest-saving tools3

Online reporting

Track your spending

Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.

Accept payments

Accept all payment types

Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay and PayPal.

Mobile Payments

Pay With Your Phone

Load your business card into your mobile device to pay securely in stores, apps and online.

U.S. Bank Business Platinum Visa® Card