Enjoy these great rewards with your Card.
0% Intro APR
Cover your business needs with 0% Intro APR1 on purchases and balance transfers for the first 12 billing cycles, and after that a variable APR, currently 12.24% to 20.24%.
No Annual Fee
Business benefits and support, all for no annual fee and free employee cards.
Dedicated Service
24/7 dedicated service, provided by business specialists, when you need it.
Compare Business Credit Cards | ||
|---|---|---|
 |  |  |
| World's Most Ethical Companies Award | ||
| Yes. U.S. Bank is The only bank in the U.S. awarded five years in a row | No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019. | No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019. |
| Purchase Intro APR | ||
| With the U.S. Bank Business Platinum Card your purchase intro APR will be 0% for 12 billing cycles | With the Bank of America Business Mastercard your purchase intro APR will be 0% for 7 months | With the Bank of America Business Visa card your purchase intro APR will be 0% for 7 months |
| Balance Transfer Intro APR | ||
| With the U.S. Bank Business Platinum Card your balance transfer intro APR will be 0% for 12 billing cycles | With the Bank of America Business Mastercard there is No introductory rate | With the Bank of America Business Visa card there is No introductory rate |
| APR | ||
|
With the U.S. Bank Business Platinum Card your APR will be 12.24% to 20.24% |
With the Bank of America Business Mastercard your APR will be 11.49% to 22.49% |
With the Bank of America Business Visa card your APR will be 11.49% to 22.49% |
| Balance Transfer Fee | ||
| With the U.S. Bank Business Platinum Card your balance transfer fee will be 3% of transaction amount or $5 minimum | With the Bank of America Business Mastercard your balance transfer fee will be 4% of transaction amount or $10 minimum | With the Bank of America Business Visa your balance transfer fee will be 4% of transaction amount or $10 minimum |
Accurate as of 12/2018 for the features shown here. Visit our Credit Card Comparison for more options.
Additional features to help you manage your business.
Security
Keep your business
purchases secure
Help protect your business from unauthorized purchases with:
- Zero fraud liability2
- Chip technology
- 24/7 fraud monitoring
24/7 Dedicated Service
Here when you need us
Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.
Card Controls
Spending Controls and Efficiency
Customize your employees’ business credit cards to control where, when and how your employees use them.
- Set controls by time, place, and dollar amount
- Customize payment due dates
- Set up account alerts and interest-saving tools3
Online reporting
Track your spending
Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.
Accept payments
Accept all payment types
Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay™ and PayPal™.
Mobile Payments
Pay With Your Phone
Load your business card into your mobile device to pay securely in stores, apps and online.
