U.S. Bank Business Platinum Card

Enjoy a low intro APR1
for your first 18 billing cycles.

0% Intro APR1 on purchases and balance transfers for 18 billing cycles. After that, a variable APR, currently 11.99% to 20.99%.

Enjoy these great rewards benefits with your cash rewards business credit card.

No Annual Fee

Enjoy a no annual fee card for you and your employees.

Dedicated Service

Our 100% domestic servicing center provides 24/7 dedicated service. We are here when you need us most.

Visa Business Reporting

Track spending and manage your expenses more efficiently with this powerful tool.

View Terms and Conditions

Client Testimonials

What our customers are saying

Excellent card of business

I've used this Card for quite awhile and I've never had a problem with it. As a business card it is my favorite. Keep up the great work U.S. Bank!

— Number 1, New Mexico

Love my U.S. Bank business card

I have had my US Bank business card for more years than I can remember. It has good interest rates compared to other commercial cards. It is the best commercial credit card I own.

— Terrie, Placerville, CA

Easy to use

My credit card is very rewarding and very easy to use.

— Akku, Saint Louis, MO

Balance Transfer Calculator

See how much you could save with a 0% balance transfer 18 billing cycles.*

Enter your estimated balance transfer amount and current APR:

Your potential savings: Savings during introductory period of 688 dollars minus balance transfer cost of 150 dollars equals a total net savings of 538 dollars.
* Note: This calculator assumes a $10 minimum payment and a 30 day billing cycle and is used for illustrative purposes only.

Additional benefits to help you manage your business.

Pay With Your Phone

You can add your business card onto your phone and make secure, quick and convenient purchases with Apple Pay, Google Pay or Samsung Pay.

Interested in other options?

We offer a wide range of products to suit your business needs. Whatever your business goals, we can help you achieve them.

U.S. Bank Business Platinum Visa® Card

Frequently asked questions

The U.S. Bank Business Platinum card typically offers our best and longest introductory APR offer on purchases and balance transfers.
There is no annual fee on the U.S. Bank Business Platinum card, and no fee for additional employee credit cards.