U.S. Bank Business Cash Rewards
World Elite Mastercard®

Earn $500 in
cash back.

Just spend $4,500 in eligible net purchases within the first 150 days of opening your account.1

Enjoy these great rewards with your Card.

3% Cash Back

On eligible gas station, office supply store and cell phone/service provider net purchases.2 1% cash back on all other eligible net purchases.

25% Annual Bonus

Based on your prior year's Cash Rewards, up to $250.3

No Expiration

On cash back or limits on the total rewards you can earn.

0% Intro APR

Enjoy a 0% intro APR4 on purchases and balance transfers for the first fifteen billing cycles, and after that a variable APR, currently 13.99% to 24.99%.

$500 Cash Back

Earn Cash Back after you spend $4,500 in eligible net purchases on the Account Owner's card in the first 150 days. 1

No Annual Fee

No annual fee and free employee cards.

View Terms and Conditions

Compare Cash Rewards Business Credit Cards

U.S. Bank Business Cash Rewards World Elite MastercardBank of America Cash Rewards Business CardChase Ink Business Cash Rewards Card
World's Most Ethical Companies Award
Yes. U.S. Bank is The only bank in the U.S. awarded five years in a row No, Bank of America was not awarded the World's Most Ethical Companies Award in 2019. No, Chase was not awarded the World's Most Ethical Companies Award in 2019.
Annual Bonus Offer
With the U.S. Bank Business Cash Rewards World Elite Mastercard you will Receive a 25% annual bonus based on your prior year's Cash Rewards, up to $250 With the Bank of America Cash Rewards Business Card there is no annual bonus offer. With the Chase Ink Business Cash Rewards Card there is no annual bonus offer.
Limit on Cash Back
With the U.S. Bank Business Cash Rewards World Elite Mastercard there is No limit on the total rewards earned2 With the Bank of America Cash Rewards Business Card the limit on cash back is 3% and 2% cash back on the first $50,000 in combined category/dining purchases each year, 1% thereafter With the Chase Ink Business Cash Rewards Card the limit on cash back is 5% rewards up to $25,000 in spending at office supplies stores, phone, internet, cable services and 2% rewards up to $25,000 at gas stations and restaurants
Balance Transfer Fee
With the U.S. Bank Business Cash Rewards World Elite Mastercard the balance transfer fee is 3% of transaction amount or $5 minimum With the Bank of America Cash Rewards Business Card the balance transfer fee is 4% of transaction amount or $10 minimum With the Chase Ink Business Cash Rewards Card the balance transfer fee is 5% of transaction amount or $5 minimum
Cash Back Rewards

With the U.S. Bank Business Cash Rewards World Elite Mastercard the cash back rewards are:

  • 3% cash back on eligible gas station,2 office supply store and cell phone/service provider net purchases
  • 1% cash back on all other eligible net purchases

With the Bank of America Cash Rewards Business Card the cash back rewards are:

  • 3% cash back on your choice of one of the following six categories: gas stations, office supply stores, travel, TV/telecom & wireless, computer services or business consulting services
  • 2% at restaurants
  • 1% on all other net purchases

With the Chase Ink Business Cash Rewards Card the cash back rewards are:

  • 5% on office supplies, phone, internet and cable
  • 2% at gas stations and restaurants
  • 1% on all other net purchases

Accurate as of 11/2019 for the features shown here. Visit our Credit Card Comparison for more options.

Annual spend and cash back example.

If your Annual Spend is:

  • $5,400 on Gas, cell phone and office supplies (3% cash back).
  • $24,600 on all other expenses (1% cash back).

You would earn $510 cash back ($408 cash back, plus a $102 annual bonus).

Additional features to help you manage your business.

Security

Keep your business
purchases secure

Help protect your business from unauthorized purchases with:

  • Zero fraud liability5
  • Chip technology
  • 24/7 fraud monitoring

24/7 Dedicated Service

Here when you need us

Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.

Accept payments

Accept all payment types

Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay and PayPal.

Online reporting

Track your spending

Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.

Two ways to earn

Encore Relationship Rewards

The only bank that rewards you for taking payments and making purchases. Learn more about Encore Relationship Rewards.

Mobile Payments

Pay With Your Phone

Load your business card into your mobile device to pay securely in stores, apps and online.

U.S. Bank Business Cash Rewards World Elite Mastercard®