U.S. Bank Business
Select Rewards Card
Choose Your 3X Points Category
Including shipping, advertising, utilities, office supply, telecom and professional services businesses.1
Including gas and service stations, tire shops, car dealerships, car wash facilities, toll gates and car repair establishments.2
Travel and Entertainment
Including airline, hotel, car rental, restaurant and travel agencies.3
20,000 Bonus Points
Earn 20,000 extra points when you spend $1,000 in eligible net purchases within the first 90 days after opening your account.4
0% Intro APR
No Annual Fee
No annual fee and free employee cards.
Compare Points Rewards Business Credit Cards
|World's Most Ethical Companies Award|
|Yes. U.S. Bank is The only bank in the U.S. awarded five years in a row||No, American Express was not awarded the World's Most Ethical Companies Award in 2019.||No, Wells Fargo was not awarded the World's Most Ethical Companies Award in 2019.|
|Choice of Bonus Category|
|With the U.S. Bank Business Select Rewards Visa card your choice of bonus categories is: Choose your 3X points category: day-to-day expenses, automotive or travel and entertainment||With the American Express Business card your choice of bonus categories is: 3% cash back on the category of your choice from a list of select categories. Categories available:
||With the Wells Fargo Business card your choice of bonus categories is: Choice of Cash Back Advantage or Reward Points|
|Balance Transfer Fee|
|The U.S. Bank Business Select Rewards Visa balance transfer fee is: 3% of transaction amount or $5 minimum||With the American Express Business card Balance transfers not available||With the Wells Fargo Business card the balance transfer fee is: 4% of transaction amount or $10 minimum, with $175 maximum|
|With the U.S. Bank Business Select Rewards Visa card you'll earn:
||With the American Express Business card you'll earn:
||With the Wells Fargo Business card you'll earn:
|Limit on Rewards|
|With the U.S. Bank Business Select Rewards Visa card the limit on rewards is: No limit||With the American Express Business card the limit on rewards is: 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter||With the Wells Fargo Business card the limit on rewards is: No limit|
Accurate as of 12/2018 for the features shown here. Visit our Credit Card Comparison for more options.
Monthly spend earning example:
If your Monthly spend is:
- $1,200 on day-to-day expenses (3 points per eligible net dollar spent).
- $625 on Travel and entertainment (1 point per eligible net dollar spent).
- $750 on Automotive (1 point per eligible net dollar spent).
- $450 on All other expenses (1 point per eligible net dollar spent).
You would earn 65,100 annual points.
Additional features to help you manage your business.
Keep your business
Help protect your business from unauthorized purchases with:
- Zero fraud liability6
- Chip technology
- 24/7 fraud monitoring
24/7 Dedicated Service
Here when you need us
Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.
Spending Controls and Efficiency
Customize your employees’ business credit cards to control where, when and how your employees use them.
- Set controls by time, place, and dollar amount
- Customize payment due dates
- Set up account alerts and interest-saving tools7
Track your spending
Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.
Accept all payment types
Enable your customers to pay with credit and debit cards along with mobile wallets, like Apple Pay™ and PayPal™.
Two ways to earn
Encore Relationship Rewards
The only bank that rewards you for taking payments and making purchases. Learn more about Encore Relationship Rewards.