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U.S. Bank Business Altitude™ Power World Elite Mastercard®

Earn 75,000 bonus points.

Welcome offer

Earn 75,000 bonus points. Just spend $10,000 on the Account Owner’s card in the first 120 days of opening your account.1

Key benefits

2X points on all purchases. No caps or limits on total rewards earned.2

2.5X points on up to $5,000 in mobile wallet purchases each quarter.

6X points on prepaid hotel and car rentals booked directly in the Rewards Center.

Annual fee

$195. There is no annual fee for employee cards.

U.S. Bank BUSINESS ALTITUDE™ CONNECT WORLD ELITE MASTERCARD®

Earn 60,000 bonus points.

Welcome offer

Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.3

Key benefits

5X points on prepaid hotel and car rentals booked directly in the Rewards Center.4

4X points on travel, including airfare, hotels, gas and EV charging stations*, up to $150,000 in combined annual spend.

2X points on dining, takeout, restaurant delivery and cell phone services and 1X point for all other purchases.

Plus, a $25 statement credit on rideshares.5

*Excludes discount stores/supercenters and wholesale clubs

Annual fee

$0 intro annual fee for the first year, $95 thereafter. Plus, no annual fee for employee cards.

U.S. Bank Triple Cash Rewards Visa® Business Card

Earn $750 in cash back.

Welcome offer

Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.6

Key benefits

Earn 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less),^ office supply stores, cell phone service providers, and restaurants.7 Plus, earn an annual $100 statement credit for monthly software service purchases such as FreshBooks or QuickBooks.8

^Excludes discount stores/supercenters and whoelsale clubs

Annual fee

U.S. Bank Business Leverage® Visa Signature® Card

Earn 75,000 bonus points.

Welcome offer

Earn up to $750 in rewards12 when you spend $7,500 in eligible purchases on the account owner's card within the first 120 days of opening your account.9

Key benefits

Earn 2X points in the top 2 categories where you spend the most, automatically.10

Annual fee

$0 annual fee for the first year, $95 thereafter. Plus, no annual fee for employee cards.

U.S. Bank Business Platinum Card

Get a low intro APR for 18 billing cycles.

Welcome offer

0% Intro APR on purchases for the first 18 billing cycles, and after that a variable APR, currently 17.24% - 26.24%.11

Key benefits

Enjoy a competitive introductory rate, purchasing power and business control.

Annual fee

Frequently asked questions

Start of disclosure content

Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details.

The rate will end early and increase to the APR for purchases and balance transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

  1. Footnote 1

    One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $10,000 or more are made to the Account Owner's Card within 120 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Power accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Power Card is subject to terms and conditions of the Business Altitude Power Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

    Return to content, Footnote 1
  2. Footnote 2

    Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle in order to earn and redeem Points. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Use of the Card is subject to terms and conditions of the U.S. Bank Business Altitude Power Cardmember Agreement, which may be amended from time to time. U.S. Bank Business Altitude Power Card Cardmembers will earn two (2) "Points" for every $1 in eligible Net Purchases. In addition, as further explained below, you will earn additional Points for the following Net Purchases: You will earn four (4) additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your rewards credit card instead of Points. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn one half (0.5) additional point (2.5 total points) on your first $5,000 in combined eligible Net Purchases made using a mobile wallet. During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet, you will earn 2 Points for each $1 spent, with no maximum. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Wallet, and Garmin Pay™. Unlike Google Wallet, Google Pay may not qualify as a mobile wallet and earn additional cash back, depending on how the transaction is completed. We cannot control how mobile wallet transactions are designated and reserve the right to determine which Purchases qualify for additional cash back. Please allow 1-2 statement billing cycles for your Points to appear on your credit card statement. Refer to the Rewards Center for full details. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

    Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

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  3. Footnote 3

    One-time 60,000 bonus points will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Connect accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Connect Rewards card is subject to terms and conditions of the Business Altitude Connect Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

    Return to content, Footnote 3
  4. Footnote 4

    Points are earned on eligible Net Purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please refer to your Cardmember Agreement for additional information. U.S. Bank Business Altitude Connect Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. You will earn additional Points for the following Net Purchases: You will earn four (4) additional Points for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Business Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional Points for that category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. IMPORTANT CHANGE: Effective April 14, 2025, you will earn three (3) additional Points for each $1 on the first $150,000 spent during each account calendar year on combined eligible Net Purchases made directly with merchants that are classified as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and for purchases made with merchants classified as a gas station or electric vehicle charging station (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart). After $150,000 is spent on combined purchases during the calendar year in these categories, you will earn 1 Point for each $1 spent, with no maximum. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar, and cellphone provider, with no maximum. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

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  5. Footnote 5

    In order to be eligible for the $25 rideshare service credit, you must make at least one rideshare service purchase per month for 3 consecutive months. The month following 3 consecutive rideshare service purchases, your credit will be processed, and you will not be eligible to earn toward your next rideshare service credit. Starting the month after your credit is processed, you will again be eligible to earn the service credit for 3 consecutive months of rideshare service purchases. Rideshare service purchases must be made directly with a rideshare provider such as Uber and Lyft, including taxi services. Each merchant’s business is identified by a category code. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for this credit. We reserve the right to adjust or reverse any portion of all or any rideshare services credit for unauthorized purchases or transaction credits. Account must be in good standing (not past due or overlimit) to receive the credit. The credit will be applied to your card account within 2 statement billing cycles after earning the credit.

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  6. Footnote 6

    New Credit Card Enrollment Bonus: Offer valid only for the U.S. Bank Triple Cash Rewards Visa® Business Card. One-time $750 cash back will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner’s Card within 180 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Please allow 8-10 weeks after you have met the spend requirement for your cash back to be credited to your Account. Maximum Cash Rewards value applies to Cash Rewards redeemed for a statement credit or deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Cash Rewards for other rewards such as a U.S. Bank Rewards Card. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Cash Rewards to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. A statement credit will not satisfy the minimum payment requirement. Offer may not be combined with any other offer. Subject to credit approval.

    Return to content, Footnote 6
  7. Footnote 7

    Cash back is earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please refer to your Cardmember Agreement for additional information. IMPORTANT CHANGE: Effective April 14, 2025, you will earn three percent (3%) cash back for every $1 in eligible net purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters such as Target and Walmart. All other Net Purchases may earn one percent (1%) cash back. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem cash back, and you will immediately lose all of your cash back if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). A purchase will not earn additional cash back if the merchant's selected code is in a category that is not eligible for additional cash back earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Cash Back. IMPORTANT CHANGE: Effective April 14, 2025, any new Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Cash Rewards earned prior to April 14, 2025 will not be affected.

    Return to content, Footnote 7
  8. Footnote 8

    An automatic statement credit of $100 per 12-month period will be applied to your Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. A purchase will not earn additional cash back if the merchant's selected code is in a category that is not eligible for additional cash back earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Cash Back. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (not past due or overlimit) to receive the credit.

    Return to content, Footnote 8
  9. Footnote 9

    One-time 75,000 bonus points will be awarded if you are approved for a new Leverage Business Rewards Card and eligible Net Purchases totaling $7,500 or more are made to the Account Owner's card within 120 days from account opening. The Account Owner's card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Rewards are earned based on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Leverage accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Points expire five years from the end of the quarter in which they are earned. Use of the Leverage Business Rewards card is subject to terms and conditions of the Leverage Business Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

    Return to content, Footnote 9
  10. Footnote 10

    Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please refer to your Cardmember Agreement for additional information and also visit usbank.com/leveragecategories to see a full list of eligible merchant categories. IMPORTANT CHANGE: Effective April 14, 2025, you will earn two (2) points for every $1 in eligible net purchases in the top two categories of spend each month excluding gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem points, and you will immediately lose all of your points if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Points will expire five years from the end of the calendar quarter in which they were earned.

    Return to content, Footnote 10
  11. Footnote 11

    The 0% introductory APR applies to purchases and is valid for the first 18 billing cycles. The introductory rate does not apply to balance transfers or cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.

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  12. Footnote 12

    Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

    Return to content, Footnote 12